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Attention homeowners: Real estate appraisal services for in Thomaston and New Haven County
The top 7 reasons Connecticut homeowners call on William DeTullio Real Estate Appraisals, LLC.:
- To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
- Challenge a property tax assessment
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Remove PMI to reduce their mortgage payments
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To reinstate your Home Equity Line of Credit (or HELOC)
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Verify another appraiser's report
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In the case of a divorce in the state of Connecticut, where real estate property needs to be divided
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Determine the true market value of the real estate in question to settle an estate in New Haven county or Connecticut
We at William DeTullio Real Estate Appraisals, LLC. understand the individual needs of a consumer in need of appraisal services.
While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because you most likely have an emotional attachment to it.
Professional appraisers, like the ones at William DeTullio Real Estate Appraisals, LLC., will be objective. We will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer.
The appraisal is something concrete to show the buyer.
An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth.
Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value judgement than yours.
Challenging New Haven County's assessment of your property
Your local tax assessor may have your house overvalued if you live in a region that is declining or is not appreciating as much as other homes close to yours.
That only means you are paying more taxes than you should.
The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period.
When contesting your property tax assessment, getting an appraisal from William DeTullio Real Estate Appraisals, LLC. is your best weapon.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners.
Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan.
At William DeTullio Real Estate Appraisals, LLC., we're qualified in helping consumers just like you delete unnecessary PMI insurance.
Was your HELOC recently frozen?
If your home is close to a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view.
William DeTullio Real Estate Appraisals, LLC. can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd like to have a veteran appraiser double-check it for verity or do you need a second opinion without the expense and delay of waiting for a whole new appraisal?
An appraiser from William DeTullio Real Estate Appraisals, LLC. can go out and check the subject and comps in a field review.
Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you.
Even though most appraisal reviews are requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.
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